Horizon Employer Benefits
Group Health Insurance
If you file taxes as a C-corp or have at least one non-owner FTE, you're eligible for group health insurance. Individuals can only enroll once a year in a Marketplace plan during Open Enrollment but Employers & Employees can enroll in a wider selection of Group plans any time during the year. Group benefits help employers attract & retain good employees. We are experts in the 1-50 employee Small-Group market segment.
Jesse Hobbs, Independent Broker
Jesse Hobbs is a licensed health & life insurance agent with 25+ years experience working for large health insurers including HIP, Vista, Coventry, Harvard Pilgrim & Point32 health plans. As an independent broker, Jesse now helps employers choose, implement, optimize & renew worksite benefits. Jesse is from New Hampshire, resides in Hollywood, Florida, licensed in FL, MA, ME, NH & RI, expanding to GA & VA in 2026. NPN 608272.
What We Do
- Group health insurance & life insurance
- Open-Access, HMO, POS. EPO & PPO plans
- Tax-advantaged HSA & SHOP plans
- Dual-Options, ICHRA plans, variable funding
- Vision, dental, disability income (DI) plans, Section 125, COBRA admin
- Front-End setup, compliance, employee handbooks, service & renewals
- No Broker Fee
Market Check
Whether you already offer group health insurance to employees or not, we can provide a current detailed market analysis of best plan options available from multiple insurers in your region. All that's needed to provide quotes to prospective clients is an employee census and list of preferred doctors (if applicable). Small-group rates in most states are age-banded. And we can focus on plans that meet your specific provider network needs. We have remote capabilities but meet employers & conduct employee enrollment meetings in person when possible/preferred. ASK FOR A FREE MARKET CHECK.
Not Your Average Insurance Broker
We are more than just sales people. We are group health insurance experts. Horizon Employer Benefits is a division of Florida-based Analytics Horizon LLC, a fintech startup that sells consulting services, data analytics, quoting & sales forecasting tools TO HEALTH INSURANCE COMPANIES. We use the same market data we provide Fortune 500 companies to empower Small-Group Employers; best-in-class tech tools to complement our in-depth understanding of industry & local markets; and value the relationships we build with clients.
What We Are Not
Most businesses want to tell prospective clients what they are. We feel it's equally as important to tell you what we are not. WE ARE NOT:
- new
- P&C agents who "write health insurance too"
- a payroll company you can't reach about your health insurance renewal
- a PEO/employee leasing company
- a call center
- AI agents
- captive agents
We ARE here to help employers, employees & their family members choose & get the most out of health insurance plans FROM ANY COMPANY that best meets their current needs. With an eye on the Horizon.
BOR (Broker Of Record)
Small-Group health insurance rates are the same whether you use a broker or contact the insurance company directly. In such case, everyone should use a broker even if it's not us! An insurance broker should be accessible, provide perspective, take care of paperwork you'd rather not bother with & help with service issues that arise so you can focus on YOUR business. If we conduct a market check & determine the health insurance plan you already have is the best option for you, we'll tell you that. Because we don't need to change your plan to make you a client. If you would like Horizon Employer Benefits to help administer & service your existing plan, please designate Jesse Hobbs as your BOR (Broker of Record).